There is a legal relationship between PT. CIMB Niaga, Tbk., as creditor, with PT. Polanusa Duta, as debitor. And to ensure the fulfillment or satisfaction of all obligations of PT. Polanusa Duta to PT. Bank CIMB Niaga, Tbk., PT. Polanusa Duta has provided security guarantees owned by Mrs. Hikmawati Cs, such as : land and building built on the land, as proved based on Certificate of Ownership Rights No. 965/Tebet Barat, Certificate of Ownership Right No.1233/Tebet Barat and Certificate of Ownership Rights No.1085/Tebet Barat, to PT. CIMB Niaga, Tbk., which all of the certificate have been encumbered with mortgage. There are facts in which PT. Polanusa Duta has been found default towards the credit agreements and PT. Bank CIMB Niaga, Tbk., has send a warned letters for PT. Polanusa Duta to fulfilled all of its obligations to PT. Bank CIMB Niaga, Tbk. Without strong and clear legal bases, Mrs Hikmawati, Cs. had submitted law suit towards PT. Bank CIMB NIaga, Tbk., through Central of Jakarta District Court as registered on case No.99/Pdt.G/2007/PN.Jkt.Pst. and Novian & Partners has been selected as the attorney to represent PT. Bank CIMB Niaga, Tbk. legal matters. Council of Judge from Central of Jakarta District Court as it Decision No.99/Pdt.G/2007/PN.JKT.Pst. dated on November 7th, 2007 decided that the winner is PT. Bank CIMB Niaga, Tbk. Whereas, the accusation act against the law that has been submitted by Hikmawati, Cs. to PT. Bank CIMB Niaga, Tbk. was refused for all. Through the Decision of Central Jakarta District Court No. 99/Pdt.G/2007/PN.Jkt.Pst., Mrs. Hikmawati, Cs., had submitted an appeal through DKI Jakarta Higher Court, as registered in case No. 416/PDT/2008/PT.DKI. And on September, 10th 2008, DKI Jakarta Higher Court has decided as well as Central of Jakarta District Court Dicision No. 99/Pdt.G/2007/PN.Jkt.Pst.
